This is a budgeting sheet to give you an idea of where to start.
Add more columns and details as you need to.
This will help you understand where the money all goes.
Do you get paid Weekly, Fortnightly or Monthly.
This is an example of a monthly expenditure sheet for the household budget.
I pay money into my utilities - Phone, Power & Gas each month. Usually it is $300.00 into each.
I know and fully understand there are people living on $300 a week, or $1200.00 a month.
This budget applies to everyone. You just have to go without more and spend less.
For those people on a fixed wage or pension. You must be very careful with your money, budget carefully and spend wisely.
This table will vary month to month, or week to week.
If you stick to a budget, you WILL dig yourself out of debt or hardship.
I just takes discipline and knowledge.
I hope this helps you understand where to start.
Love and Blessings
Tracey Coluzzi 7/11/2014